Net worth calculator
Your net worth is the single clearest snapshot of your financial health. List everything you own as assets and everything you owe as liabilities, and this calculator instantly subtracts one from the other to show where you stand. Add or remove as many rows as you need on either side. It is for anyone who wants a personal balance sheet to track progress as savings grow and debts shrink.
How it works
The calculation is the personal balance-sheet equation:
net worth = total assets − total liabilities
The tool sums every value you enter in the Assets column, sums every value in the Liabilities column, and shows the difference. A positive result is shown in green, a negative one in red. Each row is just a label and an amount, so you can be as detailed or as rough as you like.
Example
| Assets | Value | Liabilities | Value |
|---|---|---|---|
| Cash & savings | 8,000 | Mortgage | 180,000 |
| Property | 250,000 | Credit cards | 3,500 |
| Investments | 30,000 | ||
| Total | 288,000 | Total | 183,500 |
Net worth = 288,000 − 183,500 = 104,500.
Track it over time to see your progress as savings and investments grow and debts shrink. Because everything runs in your browser, none of your figures are ever uploaded — your finances stay completely private.