Emergency fund calculator
An emergency fund is the buffer that keeps a job loss or surprise bill from becoming a crisis. Enter your essential monthly expenses and how many months of cover you want, and this calculator shows your target fund, how funded you already are, and roughly how long it’ll take to finish at your current saving rate.
Adjust the months of cover to see the difference between a three-month and a six-month cushion.
All calculations stay in your browser — nothing you enter is uploaded.