Paycheck Budget Split

Split your pay into needs, wants and savings.

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Paycheck budget split

Turn each paycheck into a clear plan. Enter your take-home pay and pick a budgeting rule — 50/30/20, 70/20/10, 60/20/20, or your own custom split — and the tool divides your pay into needs, wants, and savings.

The 50/30/20 rule is a common starting point: half for essentials, a third for lifestyle, and a fifth toward savings or debt. Adjust the percentages to fit your situation. Everything stays in your browser.

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