50/30/20 Budget Calculator

Split your take-home pay into needs, wants and savings.

Ad placeholder (leaderboard)
Enjoying the tools? Go Pro for £4.99 (one-time) and remove all ads — forever, on this device. Remove ads — £4.99

50/30/20 budget calculator

The 50/30/20 rule is a simple way to split your take-home pay: 50% to needs (rent, bills, groceries, transport), 30% to wants (dining out, hobbies, subscriptions), and 20% to savings and debt (emergency fund, investments, extra repayments).

Enter your monthly net income and the calculator shows each amount instantly — all in your browser, with nothing uploaded.

Ad placeholder (rectangle)